Yes, you can own a motorcycle and an insurance policy for it without a license.
However, you cannot legally drive a motorcycle in any state without either a permit, license or motorcycle endorsement.
Do I need a motorcycle license to get motorcycle insurance?
In short, no, you don’t need a motorcycle license to register a motorcycle, but it makes it a lot easier. Most insurance companies require a license before you can get motorcycle insurance and insurance is a typical requirement for vehicle registration in most states.
Which states do not require motorcycle insurance?
As of 2017, Florida, New Hampshire, Washington, and Montana are the only states that do not require motorcycle insurance.
Do you need a motorcycle license for 125cc?
For 50cc scooters you need a driver’s license, but not a motorcycle license. For 150cc you need a driver and motorcycle license. Some states also require a motorcycle license even on 50cc vehicles.
What happens if you get pulled over without a motorcycle license?
If you do not have a license, and the motorcycle is insured (a friend lent it to you), you will get fined and the bike towed away. If you are riding your own motorcycle, you will not have insurance, and you will be arrested and put in jail. Here, you NEVER ride without insurance.