Why Do I Need Motorcycle Insurance?

Motorcycle insurance is specifically designed to give customers the coverage they need giving them peace of mind out on the open road.

The purpose of motorcycle insurance is to protect you from financial loss if you have an mishap while driving your motorcycle.

Can you drive a motorcycle without insurance?

In most states, you cannot operate any motor vehicle (car or motorcycle) uninsured. Now, some may allow you to ride a moped without insurance, because it is small and won’t cause that much damage if it hits someone.

Is it expensive to insure a motorcycle?

Motorcycle insurance is required in most states in the U.S. but regardless of local laws, riders should purchase a policy to protect their bike and financial well-being. The average cost of motorcycle insurance is $519 per year in the U.S., which is well below the average cost of auto insurance.

How can I lower my motorcycle insurance?

Here are our tips for saving money on your bike insurance:

  • Choose a smaller, older or less expensive bike.
  • Avoid modified and unusual motorbikes.
  • Limit your mileage.
  • Pay annually.
  • Improve your motorbike’s security.
  • Park your motorbike in a secure area.
  • Consider who rides your bike.
  • Take a motorbike training course.

What states have no motorcycle insurance?

As of 2017, Florida, New Hampshire, Washington, and Montana are the only states that do not require motorcycle insurance.